Terms and conditions for borrowing from Loan and Credit

Loan and Credit lends money in the form of micro-loans where the largest loan that can be applied for is USD 10,000.

The first loan as a new customer is free if they choose to borrow USD 500 or 1,000. If you then choose to borrow money from Loan and Credit again, you have to pay regular price no matter how much you borrow.

How long the loan should have

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You can yourself and control over. You can freely choose from 1 day up to 30 days for loans up to USD 3,000. For larger loans than you choose instead of 30, 60 or 90 days. As with all loans, the cost becomes higher the longer the maturity you choose for your loan. You also have the option to extend the loan by 7, 14 or 30 days. This also at a cost.

You can apply for a micro loan from Loan and Credit through their website. There you will find all the information on how to submit an application. If you have borrowed from them before, you can choose to borrow using the mobile phone.

Terms and conditions for borrowing from Loan and Credit

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The first basic requirement that you must fulfill that also applies to all other lenders is that you must be at least 18 years old to be able to borrow money. You should then have been registered in Sweden for at least two years and have a permanent address. You must then also have a declared income of at least USD 25,000.

Payment remarks are not something that should put a stop to your loan at Loan and Credit, but it is clearly a negative aspect that is taken into account when making an overall assessment of your finances and ability to pay. Otherwise, each application is checked individually and it is decided whether a loan can be taken. To help you use a credit report that shows, for example, income, debt and other useful financial information.

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